Phishing is a type of internet fraud in which criminals send emails that appear to come from your bank to get you to enter passwords and account details on a fake version of your bank’s website. Look for the following telltale signs to spot a phishing email:
- Generic greetings such as ‘Dear customer’. If your bank sends you official mail, it should have your full name.
- Threats to your account and requests for immediate action. Most companies want you as a customer and are not likely to be so quick to lose your business.
- Requests for personal information. Most businesses didn’t ask for personal information by phone or through e-mail even before phishing became widespread.
- Suspicious links. Links that are longer than normal, contain the @ symbol or are misspelled could be signs of phishing. It’s safer to type the business’s URL into your browser than to click on any link sent in an email.
- Misspellings and poor grammar.
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